With so many people traveling this holiday season, I wanted to share some helpful traveling information and legal tips with you all this month.
Winter weather can be beautiful to see on your road trip, but it also causes increased car accidents, and it's important to know what to do if you are in an accident out-of-state.
Here's what you should know if you're caught in an out-of-state car accident:
What Should I Do if I Get in an Accident While Traveling Out of State?
Many of the steps you should take in the case of an out-of-state vehicle accident are the same as they would be in your home state. You should always call the police and get medical attention for any injuries.
While it’s important to know what to do after a car accident wherever you are, you may have unanswered questions about how insurance coverage works in another state, or where you should file an injury claim. Keep reading to learn more.
Reporting an Insurance Claim
In terms of insurance, most vehicle insurance policies cover all areas inside the US. This means that if you purchased a policy in Georgia and were involved in an accident while on vacation in Vermont, you should still be covered under your insurance.
Because car insurance coverage extends across state lines, reporting an out-of-town collision to your insurer and getting your car repaired should be the same as reporting an accident at home.
Filing an Injury Lawsuit
Most out-of-state car accident cases will follow the laws of the state where the accident took place. For example, if you are from Georgia and get into an accident in Tennessee, you will be subject to the laws of Tennessee instead of Georgia's.
Accidents that occur outside of your home state can get pretty complicated. Every case is unique, and each state has its own restrictions and regulations that may affect your claim for the better or for the worse.
It's vital to note that the statute of limitations of the state where the crash occurred will apply to your case, which may be shorter than your own state's deadline. That's why it's critical to contact a car accident lawyer as soon as possible following a major vehicle accident.
If you're from Georgia and have questions concerning out-of-state collisions, or if you or a loved one were injured by a careless driver while visiting, call the Law Office of Julie C. Moore in Villa Rica, GA, to speak with an experienced car accident attorney!
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