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Top tips for a FANTASTIC new financial year
 
Happy New Financial Year!

Here at Sciaccas Accountants + Advisers we aim to support you with a full range of accounting, financial planning and business advisory solutions so you can achieve financial freedom and the life you want.

We want you to have a great new year!

This month we're looking at our top tips to have a fantastic new financial year and changes you need to know from 1 July.

Cheers, 

John Sciacca

TOP TIPS FOR A FANTASTIC FINANCIAL YEAR

Happy New Financial Year! July is a great opportunity to set yourself up financially - to revisit your money goals, see if you’re on track, and make some new money resolutions to work towards.

Review last year

Set aside some quality time to work on your finances to see long term results. Have a look at:

  • How did you go with your financial goals?
  • What are you paying for insurances & utilities?
  • Do you have the best rate on your mortgage?
  • Where can you reduce expenses?
  • Where can you increase your income?
  • How are you going to achieve your financial goals?
  • What's your plan?

Set your budget 

If you put off setting your budget because it's too hard, come and see us. We can show you how to prepare and manage your budget so you can get to where you want to go. 

Set your goals

What do you want to achieve this year? Without having a goal of where you want to get to, how can you ever expect to get there? Do you want a holiday? Better control of your finances? More Super? Property? Investments? Write them down and put them up so you can maintain focus when 'financial distractions' come up. 

Deal with your debts

Make a concerted effort to reduce your credit card debt. The best way to avoid paying loads in interest is to pay off your credit cards. Consolidate loans where you can and investigate interest you are paying. 

Start saving

One of the best ways to build your savings is to set up an automatic transfer from your bank account as soon as you get it – that way you don’t see it, and can’t spend it. The impact compounding interest can have over a number of years can make a huge impact.

Build your wealth

If you don't have a strategy in place to build your wealth, come and see us. It pays to get peace of mind that you're on the right track to achieve your goals. 

Sort your Super

As one of your assets, it makes sense to give your Super some consideration and ensure it’s working for you.

  • Consolidate your funds to avoid unnecessary fees
  • Compare with other funds to ensure your super is competitive
  • Is your investment level appropriate? Get expert advice on the best for you right now.
If you would like more information or advice on any of the above, get in touch and make a time to come and see us.
Tax Tables Updated 1 July 2014

The ATO produce a range of tax tables to help you work out how much to withhold from payments you make to your employees or other payees. A tax withheld calculator that calculates the correct amount of tax to withhold is also available.

>> MORE INFO
Call 07 3357 5553
john@sciaccagroup.com.au
235 Stafford Road, Stafford 4053
PO Box 1570, Stafford 4053
www.sciaccagroup.com.au
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28 July Due date for quarterly paper activity statements

11 August Due date for quarterly online activity statements

More key dates...
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Sciacca's Financial Services is an Authorised Representative of Count. 'Count' and Count Wealth Accountants® are trading names of Count Financial Limited, ABN 19 001 974 625 AFSL 227232 ("Count") a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.
Copyright © 2014 Sciacca's Accountants and Advisers, All rights reserved.


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The content of this newsletter is provided for information purposes only. Sciacca's Accountants + Advisers does not accept liability to any person for the information or advice, or the use of such information or advice, provided herein. The information and advice provided is of a general nature only. No person should rely on it without seeking professional advice which takes account of their specific circumstances.