Upcoming Training Opportunities at the bottom
When to ask:
The opportunity for life insurance is easy to find. Traditional life events provide an ideal time to talk about life insurance.
• Getting Married
• Buying a Home
• Having Children
• Paying Debts
• Estate Planning
• Final Expense
What to Ask:
Knowing what question to ask is as simple as matching the life event to the client’s needs. Ask your clients how they would answer these questions if something were to happen to them.
• Do you have life insurance?
• Will your family have to move?
• Will the bank repossess your vehicle if payments cannot be made?
• Will your kids be able to attend college?
• Can your family handle the cost of day care on one income?
• How long can your family afford to live without your paycheck?
• Will your family need a loan just to pay your final expense?
How to Solve: Easy Choice Term is the solution for short-term needs. This 5-year renewable term life insurance policy is great for covering car payments, college loans and debt consolidation. It’s a simplified issue product, which means the applicant only has to answer a few questions and doesn’t need a medical exam. Face amounts range from $5,000-$100,000. Easy Choice Whole Life is designed to provide permanent life insurance protection at affordable rates. It features guaranteed cash values, a level death benefit and level premiums. The applicant only has to answer a few questions and no medical exam is needed to qualify. Face amounts range from $5,000- $50,000.
Follow these steps to provide your clients with a clear choice – an Easy Choice.
The rates are quite good considering it is a simplified issue product.
Layfayette Life: Bill Cates Join us for another exclusive Lafayette Life webinar featuring Bill Cates, "The Referral Coach". According to Bill, client events have become increasingly popular in our industry. Why? Because they work! Client events will help do 3 things for your business: • Increase client loyalty and depth - more business over time • Increase client engagement - which leads to referrals without asking for them • Increase client introductions - a social setting is often the best way to meet top-level prospects.
Wednesday, February 11, 9:30 AM CT Register Here.