The Achievement Group
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Single Premium Whole Life Changes
United Life's SPWL is already an uncomplicated and attractive product, and they've made it even better!
Max issue age extended through 90
  • Ages 86 through 90 can now apply for face amounts through $100,000, only on a simplified underwritten basis with three medical questions and no medical testing
  • Living Benefit rider included when the face amount is $50,000 or greater
  • Internal UNI-to-SPWL exchanges now possible for ages 86 through 90.  UL with a "Paid Up" feature-  Yes!
  • Note: Reduced comp at the new upper ages on SPWL
Significant improvement in break-even period (when cash value meet/surpasses the single premium amount), with many ages realizing an average break-even point in the third year, compared to the prior break-even average of six to eight years or longer

Policy fee eliminated, so your client's full premium payment goes towards purchasing coverage

Effective 5/1, United Introduces Graded Benefit Whole Life- now available for your online quoting. An attractive alternative for Easy Underwriting and for clients’ who may otherwise have insurability issues.

The following marketing materials are available for GBWL:
The following updated marketing materials are available for the SPWL:
For producer-use only:
Thanks for who are and what you do - and for allowing us to help you make a bigger difference!  Contact your TAG Life Team for illustrations and hand on your next case.
Brad, Patti or John at 866-845-5292.
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