Our 5 favorite recent digital payments stories
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500 million Indian smartphone users in next 5 years:
a huge market for digital payments

The increased availability and use of smartphones, together with greater internet access, are driving the move towards a "less-cash" society in India. In his June blog, Alliance Research Manager Camilo Tellez-Merchan writes about the National Payments Corporation of India's new, interoperable payment system that requires just one single identifier for transactions. The Unified Payment Interface (UPI) is a breakthrough that will, with rapid adoption, usher in the digital payment revolution.

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8 responsible digital payments guidelines for fairness, safety, transparency and protection

The Better Than Cash Alliance Responsible Digital Payments Guidelines, launched in July, identify eight good practices for engaging with clients who are sending or receiving digital payments and who have previously been financially excluded or underserved. For clients to adopt and use digital payments, they need to feel protected from risks such as loss of privacy, exposure to fraud, and unauthorized fees. This means that service providers need to proactively take steps to protect their clients and that regulators should ensure a sound consumer protection regulatory framework.
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8 Alliance members feature strongly among top scoring countries in Brookings "Advancing equitable financial ecosystems"


Colombia, India, Kenya, Mexico, Pakistan, Peru, the Philippines and Rwanda all scored highly in the new report released this week by the Center for Technology Innovation at Brookings.

The report also noted that the Philippines and Mexico were two of just six countries in the report that exhibited either "gender parity or a greater percentage of women than men who reported utilizing formal financial institution accounts." 
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In Mexico more rural women (38%) than men (32%) have an account thanks to Government social transfers

Mexico has been making great strides to advance financial inclusion. It launched its National Financial Inclusion Strategy in June to accelerate access to financial services for more than half the population, which is currently excluded from the formal and regulated financial system. Secretary of Finance and Public Credit, Luis Vinegary, said that the integration of digital payments technology throughout Government entities is critical, and that the cost savings are too valuable to ignore.
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5 ways digital payments are coming to the rescue in emergencies

In the Huffington Post, our Managing Director Dr. Ruth Goodwin-Groen highlights key areas where digital payments are aiding humanitarian efforts. Whether by using iris scans for Syrian refugees in Jordan to help them buy food, or by making digital payments to Ebola emergency response workers in Sierra Leone, new technologies are helping save lives.
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